Many homeowners who are having trouble could qualify for AFS loan modification services without knowing it. The reason is loaners will make less money than they would have with the original mortgage terms, even though both borrowers and lenders will benefit in years to come. It should come as no surprise that banks will make every effort to hold their borrowers to their original conditions. At some point, on the other hand, default and the foreclosure process become evident. If this is the predicament you are in, you may want to apply for a loan modification. (more…)